Opening a credit card in your name and using it responsibly can help you establish a positive credit history. Using credit cards to build credit could be the answer.

But you may not know how to get a good credit score. You might know that you need good credit to get approved for loans. Third-party trademarks are referenced for informational purposes only. Check the website of any potential card providers before signing up for a new card. Note: the pricing and plan details in this article are accurate as of September 5, 2023.